Pivotal Export Solutions Limited

Your projects pivotal moment starts here

Welcome to Pivotal Export Solutions Limited, your trusted partner in navigating the complexities of international trade and project funding. Based in Toronto, Canada, we leverage our deep understanding of funder history and private projects to provide project funding sourcing. Let us guide you to success in the global marketplace.

Our services

We offer a variety of diverse funding solutions to meet your project’s unique financing needs. When you give us your project details, we can then suggest options for you before passing details to the appropriate funder.

Our Role

We act as neither lenders nor investors, but are intermediaries and providers of the unique services necessary to bring lender and borrower together for a completed transaction. We do not handle monies on behalf of our clients.

The projects we fund are industrial projects such as Mining, Biotech, Construction, Real Estate, Petroleum (refineries, LNG , Oil, gas), Hospitality (resorts/hotels), Green Energy, Utilities (Hydro/Nuclear), Defense Manufacturing, Healthcare/Pharma, Heavy Equipment/Mechanical Manufacturing and Transportation (Air and Ground).

We do not fund software/computer technology or cryptocurrency projects.

How we get you funded.

There are a number of ways we help entrepreneurs.

We understand the structure and complexity of presenting a project in front of lenders.
We recognize entrepreneurs spend time, effort and money working on their project but it may not be presented well to the lenders liking and are easily rejected.
Our lenders are not easily accessible to the general public.
We also built relationships with our lenders so that the process from project submission to being funded runs smoothly.
We don’t guarantee that we can fund all projects.
We do not provide any seed funding or “100% project finance”

Submitting your project to us.

Please email us using the contact form with a quick introduction of the project leaving your contact number and email address. We will email you back to acknowledge your initial email inquiry. We would appreciate if you could submit your project details in full on pdf. If we haven’t contacted you within 7 working days, please bear with us as we do receive a large amount of inquiries. (The period of time may change if there has been religious holidays, we usually experience delays of up to two weeks).

Projects can get funded fast if they have cash equity. It is almost impossible to fund a project that does not have any collateral. It doesn’t matter how good or innovative it is. If someone requires funding for $100M, it helps if the project has $10M cash equity.

Our funding sources

Private and public funds, banks, insurance companies, private lenders, private investors, family offices, investment companies, investment groups and private fund authorized representatives. Our direct lenders are established and have a history of successful funding placements. As an intermediary, we do not accept responsibility for lender services.

Due to the nature of the lending partners we deal with, they will accept projects between $20 million and 2 Billion USD/EURO/GBP

Unlocking global opportunities

At Pivotal Export Solutions Limited, we are dedicated to helping businesses like yours expand their reach and achieve international success. Our unique knowledge and tailored solutions set us apart. Contact us today to discover how we can help you achieve your global project funding ambitions.

Private Financing & Growth Capital

We arrange senior debt for stabilized assets with predictable cash flow, construction loans with draw schedules tied to milestones, bridge financing for value-add and transitional assets.

We source private financing and growth capital from credit funds and family offices. Structures include unitranche, mezzanine and preferred solutions that complement senior bank debt and keep total cost of capital competitive.

We provide secure debt for acquisition, refinance, bridge financing and development. We run the competitive process so you get competitive pricing and competitive terms across:

Commercial lending for real estate on owner-occupied and investment property
Commercial construction loan programs with interest-only during build and options to convert
Permanent take-out aligned to stabilized income and Debt Service Coverage Ratio targets

Typical Loan/Project Funding Parameters

Use Cases: Business Loans, Line of Credit, Bridge Loans, Equity and Debt Financing, Working Capital, Equipment Acquisition.

Facility sizes from $20 million to $2 Billion USD/EUR
Terms from 12 months to 10 years, fixed or indexed to Prime, Secured Overnight Financing Rate or Treasuries
Advance rates based on collateral quality, leverage and documented cash flow
Our Equity/Debt Finance ratio offer is 30% / 70%

Terms and Pricing

Rate: market-based, fixed for the term with points at closing
Leverage: purchase up to 70 to 80 percent LTV; total LTC sized to experience and plan
Rehab: funded by reimbursable draws against an approved budget
Fees: underwriting, legal, appraisal, and third-party reports disclosed up front
Prepay: step-down or minimum interest provisions negotiated case by case

Eligibility

Established entities with verifiable financials and acceptable collateral assets with credible project economics only. No Startups, entities must be in Growth/Expansion Stage or Venture Capital Phase Series C and over. Project Funding Applicants must have collateral assets or property to back 15% of the project loan.

What You Will Need

Corporate documents, EIN, ownership chart, IDs for principals and KYC/AML materials
Two to three years financials and tax returns where available, current interim statements, management prepared balance sheets.
Twelve months bank statements and an accounts receivable aging
Project budget, timeline, contracts and third-party reports where applicable

Our Process

Discovery and sizing: We confirm your business plan, sources and uses, and target leverage with your launch plan, timeline and cash flow.
Market and term sheets: We circulate your package to targeted banks, CDFIs, and mission lenders to deliver comparable term sheets
Diligence and approvals: We coordinate appraisals, environmental and engineering reports, leases, estoppels, and legal.
Closing and funding: we finalize documents with transparent fees, schedule funding, and support draw management or escrow releases.

How Marketplace Lending Works

We build a banker-grade package with your financials, projections, and use of proceeds. Your request is placed with a curated network of peer lenders and credit funds. Lenders submit terms. We negotiate structure, covenants, and fees, then coordinate closing and funding through regulated escrow. You make a single monthly payment to the selected lender or platform service. Lenders assess time in business, revenue consistency, debt coverage, credit history of principals, and the quality of contracts or pipeline. Strong bank statements, clean tax filings, and a focused plan improve pricing. Final terms are always subject to underwriting and credit approval.